Why Choose us?


Find out why GeoVera is the leading provider of residential earthquake insurance in California, Oregon and Washington, and residential windstorm hurricane insurance in Hawaii.

  • GeoVera offers stand-alone residential insurance policies – we provide unique coverage that your standard homeowners insurance policy does not cover for catastrophic risks such as earthquakes. When you purchase a GeoVera insurance policy, you are purchasing the power of our expert team of property and liability insurance professionals who are dedicated to providing the types of catastrophic risk insurance homeowners need.
  • We provide value you can trust. Our expert underwriting team is focused on continually developing and refining our underwriting technology in order to provide valuable coverage at affordable premiums.
  • Reporting a claim is easy with our mobile friendly claims reporting website. Plus, GeoVera policyholders have peace of mind knowing that our claims professionals have a strong history of responding quickly to catastrophic claims.
  • We partner with top insurance agents in the industry and subject them to strict licensing and regulatory requirements, so you can feel secure knowing that your GeoVera agent has your best interests in mind. Our insurance agents are experts in earthquake insurance and can help guide you through the process of learning about this valuable protection. If you are located in California, Oregon or Washington, you can find an earthquake insurance agent right now.
  • Rated "A" (Excellent) by A.M. Best in June 2015. This rating is evidence of our financial strength and operating performance. The objective of A.M. Best's rating system is to provide an overall opinion of an insurance company's ability to meet its obligations to policyholders.

    AM Best Rating of A

AM Best Rating Report For more information you can view the Best's Rating Report, or visit the real time rating at A.M. Best's website.

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