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CONDO EQ PROTECTOR™


Pacific Select Property Insurance Company understands the unique insurance needs of condominium owners. You need protection for your valuable personal property, building enhancements in your unit, and any loss assessments made by your association resulting from damage caused by an earthquake. The Condo EQ Protector is designed specifically to meet these needs. With broader coverage and lower deductibles than available on most standard condominium earthquake policies, the Condo EQ Protector reduces your out-of-pocket expense and helps ensure you will be covered in the event of an earthquake loss.

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TYPE OF COVERAGE CONDO EQ PROTECTOR
Dwelling Coverage
Coverage A
Pays up to a limit of $25,000 for damage to fixtures, improvements, additions, alterations or appliances
Personal Property
Coverage C
Pays up to the Coverage C limit. Includes sublimits and some personal property exclusions
Loss of Use
Coverage D
(living expenses should you be forced to live in temporary housing due to a covered loss)
Maximum $2,500 included with no deductible
Loss Assessment
Coverage F
(loss damage assessed to members of a homeowners association)
Pays up to $5,000
Deductible 10%
applies separately to each coverage except loss of use -- there is no deductible for loss of use coverage

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